Almost Done!

WOW! My undergraduate career is almost officially over come Deceber 18th! I am so exstatic! i am looking forward to Grad school, and hope that it is worth the time and effort. I am also hoping that soon maybe I will get a larger increase in my income or hopefully promotion once I recieve my cretification as a Project Management Professional. One thing i must say is that I am not feelign as fullfilled as I thought I would right about now, in reference to graduating. I thought I would feel this great accomplishment, but I guess because I am already devling into grad school, its not as exciting as if I was venturing off to some new job as a newbie in the field. Yet I am still happy to be graduating. Maybe in may when I walk I will feel the rush a bit more. Hopefully I will be taking the PMP exam around that time as well and be happy when I pass!

I am also hyped about the thought of maybe getting a 4.5% interest rate on my new home in the upcomign new year. I definatley need that! All my patience would have def paid off!

So Blessed in '08

As of today I have officially received my admission to Western Carolina University to study in the Masters of Project Management Program!!! Yesterday I found out prematurely. I also found out that I don't have to rush to get my last transcript in. Seeing as though its out of my hands with the timing of winter vacation and grade submission, I have until the end of the Spring term to submit to them a copy of my completed transcript which has my conferred degree status on it.

I feel so blessed! God has prevailed for me all this year. I am getting closer and closer to my goals!!!

So all I have left for this year is to get my BS completed (December 08), and Pass the MS Project Certification Test (Dec 08)

Next year I am going out for my PMP certification and my first year of Grad school, and my house!

8 weeks till I finish school...Crunch time!!!

Okay, so I am still going through the anxiety stages of life. I have 8 weeks to go before I graduate from Rosemont. This is a real crunch time. I still havent recieved any word on my grad school decision except that it is at the program department waiting for their reccomendation. They said I should be hearing something soon because it has been 4 weeks, and they cite that they give decisions 4-6 weeks after the completed application.
So if I am accepted, I have to request that my current teachers in the Session CC classes post my grades before the 22nd of Decemeber, so that they can get my conferred transcript out to the school as proof of my degree compeltion. This way I will be able to register and start school on time with the orientation course. Grad school starts in January 2009.
I have been still pondering on whether I want to walk for graduation or not. I think that I deserve it, and due to the fact that whatever grad school I choose to go to, they are all out of state and I definitely wont be walking for those. So maybe I should just do it for the experience. The few night students I do know from classes are nowhere near the May graduation ceremony, so I would be all alone in the procession. I think though that it would be a good experience for my brother and son to see me graduate. So I may just do it.
I'm still upset that I'm three classes short of being able to have honors distinction put on my degree, but there is no way I'm paying 3k more just for some letters typed on my degree. 4.0 is good enough! But I do think that I have a chance at being selected for the Alpha Sigma Lambda honors society which would really be a pick me up.
While going through one of my anxiety moments, researching experiences at WCU, I was looking at linked-in peoples resumes. Many had a honors distinction from WCU with their MPM degree, which was Beta Sigma Gamma. So if I am accepted at WCU, I plan to work hard to hopefully be invited to become a member of that honors society as well.



In the end, I just pray that God blesses me with this grad school admission, and that he also enables my job to pay for these classes. I would think they would allow me to receive tuition reimbursement for this program because there are members here who were reimbursed for the PMP certification test, which directly relates to my grad school program for a Masters in Project Management, which supports me to take the certification test.

Financial Aid...and Grad Schools App woes

Okay, well yesterday I found out through AES, that my financial aid has been approved, and will be disbursed in November. I also emailed financial aid and asked what my Pell grant was looking like. Well, this will be the first time I will have to dish out cash upfront to the tune of $400, to graduate with a zero balance. Not bad, seeing as my job screwed me with the new tuition reimbursement revamp, causing me not to get any help this fall term. But in January, I will definitely be using it if I get into WCU. It's been 21 days since my application was officially complete for review, even though I completed my portion of the application on 9/11. So hopefully in the next few weeks I wont drive myself up a wall waiting to hear a decision. From what I see I meet the minimum requirements, but Lord knows what the rest of them are. All I needed was a GMAT over 400...which I got, and a 3.0 GPA in the 60 credits, which I actually have a 4.0. So hopefully I am admitted and can maintain the 4.0 through grad school.

Prayers.

80 Something days to go!!!!

Three more months till I graduate!!! I am so stoked! Everything is working out as well as it possibly could. I am still having problems with Financial Aid getting processed on time, but it seems as though they were having their systems upgraded and it caused the delay which is still ongoing.

Beyond that, I am also waiting for WCU to receive my transcript from Rosemont. The first time they sent it in, they had me as a Masters Student instead of a Bachelors, so the Admissions contacted the school, and told them they had to send in a corrected transcript. If they would have sent it in correctly, the application would have been complete. So yet again we are waiting for Rosemont to come through. The records assistant was pretty sharp, and had the transcript sent out the day she was notified of the discrepancy. I just wish USPS would hurry up and get it there. I personally think that Rosemont should have sent it out over night because it was their mistake.

I also found out that even with my high GPA, I wont be receiving honors from the college because in the end I will be three classes short of the 19 course minimum to receive honors. Kinda depressing, but eh, I will still have the GPA.

I am not too sure if I will be walking in May or not. I think that it would be a positive thing to do, maybe with just my immediate family, but right now I am not as excited. Plus if all goes well with the WCU admissions, I will be finishing my first 6 credits in grad school by the time I walk in May. Which is kinda stupid to walk when I am already in grad classes.

If WCU doesn't work out for me I am thinking about taking courses at Boston University. My current teacher also put me on the UPenn. I think that I will apply to the school once I get my PM degree under my belt, that way I can actually pay for the classes if I get in. I think that the UPenn degree wouldn't be so bad, yet I really wish I could take more courses online rather than at the school site, so that I don't have to worry about babysitters.

Just another rant!

Well I have come to the conclusion that my utilization is way too high. I really need to find a way to beat it down. It seems like every time I pay my card off, I use it all over again. Something is off balance and I know what it is, but its hard to stop. Sometimes my upbringing is my downfall. I think I need to exercise restraint against helping people, and hindering myself.

So I am debating on whether I should cut my card up or lock it in the safe. I know that I can go broke, and have all the bills paid, Ive done it before. But with all the things that are happening, its just hard to.

Not to mention I had to pay for Karate, School, and Food, plus my little brother's uniform stuff. So basically the large amount I put on the card went straight back to debt.

Crazy.

I also found out that the course I'm taking is technically a duplicate of what I have already done. I emailed my dean a copy of the course description which I took at the other school, so that he can compare the course objectives with theirs. But I don't think that he is going to approve the credit, because the school wants to make sure they get a certain amount of $$$ from each student I guess. Sucks for me, I rather be home with my kindergartner on his first five weeks of school, than in a class which I have already basically mastered. BS I tell you! Either way I'm going to suck it up. Though I have not heard from him yet in response to my email

Financial Aid Rant...Again!!!

I really like the college that I am attending, but I just don't understand why in the world they cant have financial aid processing done at the same time the other schools do. All other schools have the financial aid award letters in the mail before you start in the fall. Or rather before you come to school period. Here it seems as though you don't get it till you re more than halfway through. What happens if Financial Aid falls through, now you have to pay for a whole term of courses, and will not be able to begin again because you owe a large sum of money, and you can't use the next terms financial aid for arrears.!

Argg!!! I just hope they hurry and get it out. This is also their first year accepting male student, making it a coed school. So if they are getting in more students, then they should be upping the staff and the processing time!

I am glad this, (Lord Willing) is the last term I have to deal with this school and their financial aid timing.

Jury Duty Experience

Well, my first day of Jury duty was long, and so was the second and third. All in all it turned out to be a very influential experience. I took part in a trial as a juror of 12, and it was a civil case. It was absolutely long, and they went from 9!5 am to 4:30 every day. So unlike everyone else who has those easy jury duty assignments, I had the long one. Not that it matters, because my job takes my check and pays me for the whole days my normal pay, I couldn't even pick my check up because the last day went so long. Best part though was that I met some very nice people, who I might add were very experienced and diverse in life, and I made a few network contacts which i feel as though will be valuable in the future. The second to best was the fact that the last day of duty the city paid for us to have lunch from Chick Fillet. Ummm.

Week of Firsts

So this week has a few firsts for me...My first debt snowball is about to occur. With the economy and the only other person besides my father handling finances, I irresponsibly used my credit cards to rise above the 30% utilization mark. So now I have to re balance myself, on a very strict budget. Meaning that every paycheck until Christmas will dwindle down to about $13.00

The next first will be tomorrow...jury duty. I never served jury duty before, but since my job gives me a full paid day and doesn't hurt my PPL, I say I may as well go and do my service as a citizen. I hope that I don't get picked or that I do and don't have stay long and can have the rest of the day off.

Also, this will be a preparation week for my son's return to his first day of new school, again!

Also, my first two strand twist experience was a success. My mom actually saw me doing it in the bathroom, and she offered to finish it for me. Since my arms felt like they were going to fall off, I accepted. She did them kinda small, but they turned out okay. I went to work this morning and the scarf had made them lay to my head. So it looks like a nice little compact style since I did just have my BC last month. All in all a week of firsts isn't so bad.

Debt Reduction

OKay, so I have made a plan to get my current debt down. I hopefully things work out the way I need them to in a timely fashion. After hearing about the new tax incentive on buying a house before next June, I hope to be apart of it.

There are two things that are concerning me right now financial wise. The first thing is the car insurance. I have been paying for my car and my parents. But right now I don't see how I'm going to afford that at all, and pat of the credit cards. The second concern is my sons Karate classes. I don't know how I'm going to fit that in either. Plus I'm not sure if Ill be able to get him to class on time, and still go to school myself.

I really need to find another source of income for a while. I just need to run onto like 5 k to get me in a stable state.

Argggghhhh.

First Twist Set

Well I got my camera cord in the mail. So I thought I would publish my first set of twists. I used Elasta QP Mango butter and Organic Root Stimulator Lock and Twist Gel. And to keep the hair moist, because I cant comb it while its dry, Infusium 23 Mositur(ology) in a spray bottle.

Braid Out after BC!

So last night I had to wash my hair. So what I did was I washed it with the creme of nature shampoo. Then I went and put mounds of the suave coconut conditioner in my hair (it only cost $1 anyway). I let it sit on there for approx 5-10 minutes. Then I rinsed it out. I then proceeded to put in the Infusium 23 Mositur(ology) leave in conditioner. The infusium sort of reminded me of the wave neuvo days with the activator. LOL.

I think braided my head in about 8 cornrows straight back and put my scarf on. I woke up this morning and took them out carefully and put a head band on. I must say this is the first braid out I have done which actually looked right! I will post picture later.

Red Racoon!

Yesterday I had the fright of my life. The night before I had put on the acne.org treatment and then had put the rx for Brown skin naturally flawless fading cream stuff on the three dark marks I have, and BAM!!! I woke up like I had three years of sunburn on my face, like a raccoon!!!
I still went to work. itching and burning, everyone looking at me with big eyes. Even my mortal enemy asked me if I was contagious! Well I went to occupational health, and she gave me the its not Lupus spiel, then gave me 50 mg of Benedryl. by the end of the day they redness and itchiness went away.
Today I am my normal high yellow self, and I threw all that face junk out!!!

Thanks but No Thanks!

One thing I must say about the natural hair forums is that they are certainly right about alot of things. During my transition, I have seen many posts about peoples commentary on other's decision to go natural. I have personally felt this. First my mom let her hair go natural a few years back, then decided to perm it. Bad move. She's always been preaching to me about how I should stop getting perms, yet she was the professional hair stylist who had me in the perm, and before the perm she had me in Wave Neauvo from the age of 5. So now, she keeps telling me how the big CHOP would be a bad idea. And that I should perm my hair cause I cant handle taking care of it.

I'm like, "I ain't had a perm since October 2007 and I'm not bald, and no where near it, thanks but no thanks, I'll stay natural" And this week I was able to get my BC! Or rather I was able to get the last 2 inches of perm taken off. I don't even think she noticed it. But funny thing is she was mad because I turned down her offer to cut my hair for me. Lady, you are 50 years old, cant see a lick and never listen to what I have to say. It's MY HAIR, so its my way or the highway! I rather pay a younger professional who is my normal stylist to do it, especially when she has had many years with natural hair! I can get a refund, show dissaprovement, and know that what I ask for is what I get when I jump out the chair. I always hated going places that were reluctant to do what I ask, and always asked me 5 million times are you sure? Then when I finally get them to do the drastic move, they are like WOW! That was a great idea!
And what do I look like getting my hair cut by my mom after this girl has put all this work into my hair, then trying to get her to fix it once mom messes it up?!
People at my job love my new hair. Alot of the men don't know what to say, but the women have all told me how marvelous my hair is.
Hopefully by this time next year it will be grown out wild and wavy!!!!

The Big CHOP!!!

Well I went for my BC yesterday. And I must say I rode the transition period for almost a year, and it was definatley the right choice. When she cut it, it still had alot of length to it! It looks like I never even got it cut!

Now if feels much more healthier. I can actually run my fingers through without any tangles. She took off about 2 inches all around I would say. She cut it wet, then blew it dry and did the final shaping.

Right now I am using the EQP mango butter, which makes my hair feel marvelous! When I co-wash I have been using the suave coconut conditioner, but I did pick up the infusium 23 moistur(ology) leave in conditioner. Later next week I will try it out after my co-wash.

From the looks of things, I may actually be a 3c or 4a type hair.


Maybe my brother will find my camera cord today so I can put some picture updates up!

Tuition Assitance!

So my job decided to change in the midst of my college career. They have implemented the pre-pay tuition assistance. Why am I not happy? Because they have also decided to change the calendar for this policy. It used to be the academic calendar (sept - aug). Not anymore, now its from Jan - December. And starting last week our balance is whatever we used since January 08. This is some BULL! What about those of us who had planned on the September money coming in! What about those who planned to grad in December and go to Grad school in Jan!

This is crazy!

So now I have to figure out is what I'm going to do. I am not privy to taking out a school loan, but if I don't and decided to take classes in January, just to save money, I wont be done grad school till 2012. Whereas if I start in Jan, I will be done in 2010. These people are ridiculous!

BEN 10!!!

So I turned my son into a superhero / sci fi freak. He is five and is torn between wanting to go see the dark knight vs hancock or x-flies.And with the whole sci fi thing, its breaking my pocketbook. I guess from me watching so many xfiles seasons, he is wrapped up onto this Ben 10 thing. All he talks about is aliens and Ben 10. He has even made room on the shelf and exclusively made an x-flies / ben 10 section for the seasons. And oh my gosh, I wish I never brought that darn watch!!! He even sleeps with it!!! It's not even a watch!
So I have started shopping early for xmas as usual. Those Ben 10 toys are always sold out!!!! The brick and motar stores are bare! I got Wildvine, Upchuck and some other one for abou $5.00 each on TRU online. Plus liek 5 others on Amazon (Connonbolt, XLR8, Wildmut, Vilgax, Four Arms, and Ben 10 version 1). Im officially done for the toys! Especially Ben 10. Only way I will get more is if I run into them at target or TRU.What makes me mad is that, the dang aliens aren't even in the newest cartoons, somethign about his watch not usign the original 10 aliens anymore. SO I figure, I will hold out getting the season four or higher dvd's. We dont have cable, and the only way he can watch the newer shows is online, which I will conviently unplug when cartoon network pops up or youtube. This way he has no clue of the new aliens and wont want them for xmas.Christmas budget: $100 toys $100 clothes $100 extra in 529 plan.Anyone else experiencing the BEN 10 craze?

Good Bye CCP!!!

I am officially done with CCP as of today. Like I had said before, though I had finished my AA degree in Business at CCP in May, I still had one more course to take. The marketing course was way cheaper at CCP than at Rosemont, and since my advisor at Rosemont said it was a direct equivalent, it was a definite option.

So with that being said, I took it and finished it up and receive my passing grade today. So I should be seeing a $5 withdraw coming out soon, in reference to my transcript being sent to Rosemont.

The next time I request for a transcript for CCP will be towards my GRAD degree!!!

Summer Financial Aid

Let me just say that I am truly blessed this year. I was watching AES again, waiting to see what happens with my Financial Aid. This is a OCD task because I feel as though, not having experience with student loans from my first college, I have no clue what is happening. So I constantly check on the process. Thank God AES has a way for me to view my status, and keep an eye on what the Financial Aid department at the school has submitted. Well two weeks ago, I had noticed they had a term date error, and something told me it was going to be a problem. Due to me attending two schools at one time, there was an overlap of term dates for the Spring term at CCP where I graduated and the Summer at Rosemont. Well I waited the 7 processing days, though I knew something was wrong, and then I called AES. They told me the term dates were conflicting, and that the Rosemont rep had to call in and get it fixed on their end. Well I emailed on the 11th and called on the 12. Then on the 17 I emailed again, and this morning, the 18th I see an email stating she fixed it. I logged into AES and there it was, APPROVED!!!

So my plan is to take whatever loans I get subsidized or unsubsidized, then when I go to grad school, with the tuition reimbursement I get, I am going to use it to pay off any unsubsidized loans I have, since when I grad the interest from all the years will jump on it. Then I will start paying off my loans while I'm in Grad School.

Hopefully I can finish my MS in Project Management in one year, then go to Temple for the MBA/MHM school after that and be done with college.

Thank you God for blessing me with the vision of my future.

Spruce Hill Financial Aid Errors

Well my dear son was accepted to the school. They sent me a letter telling me that he was in and that he needed all this paperwork done with his doctor and dentist before he was allowed to attend. Everything has been sent in except his dental, because he has to get a crown on his back tooth.

One thing that perturbed me was that they never told me anything about financial aid. On the enrollment packet, I checked off the box that said I was interested in financial aid. So I called like months later and asked, "Whats the deal with financial aid?" Well first off let me tell you how they waited till the 18 to send in Jahair's scholarship he got from the children's scholarship fund of Philadelphia due on the 23rd. And get this, I gave them all the paperwork so that when they signed it they could send it directly to the scholarship. Who did they send it to....ME!!! So I had to find the location of the P.O. Box on Monday morning...21st which thank God was on Broad and Chestnut, and hand deliver it to the post office and ask her to put it in there.
So back to the story...so in that packet contained my 1040. Why if they needed it to process the in house financial aid didn't they copy it? So anyway she's like..."You never got a financial aid form? Well Ill send it out (USPS) and its $15 to process" Damn always a catch! Plus she cant fax it. Some BS, but I'll deal with it.

SO long story even longer, she sends me the thing in the mail. Mind you school is almost out so I have to rush to get it in else they'll give me that...it was vacation and I didn't process it till we got back deal. So I send it out immediately, and its returned with the financial aid amount, which was feasible. On the letter it said "THIS IS YOUR ONLY BILL" and it had the adjusted amount and showed the monthly payments that will be automatically drafted beginning in July....But wait there's more...

They didn't have on the bill the amount from the outside scholarship award. So instead of emailing I called and she was like...Oh...so she told me to fax her the letter of award. And I made a point of telling her, "The scholarship is adjusted by what financial aid the school gives by 25%" That way she doesn't readjust my school aid because of the scholarship, then the scholarship readjust on that...like if the tuition =$5400, and I get $1300 in financial aid...with a 25% scholarship...don't say I owe more than $3075.

So I'm waiting to see what happens, cause the first payment is due in July, and I hope they adjust it correctly.

Before the BC

This is what my hair looked like on July 6, 2008 while it was in its final transitioning phase.

Face Update

Well, I gave up on the RX for Brown Skin. Didn't really work for me. I wanted to get rid of this damn pimple I have had for years. So I went searching again for something that would actually work. Well I went on Acne.org and found a BP product and ordered it. Well its actually working. The whole right side of my face is now totally clear. The left side is almost clear except for that pesky pimple. I was reading, and some said that if its there for years, it may be something else so I should see a derm. Well right when I started getting paranoid and prepared to call my DR for a referral, the next day it finally formed a head! So it popped!! I have a little mark there now where its healing, but hopefully I can fade that.

So hopefully my face will be clear by august and forward.

I have been on the acne BP treatment for 2 months now.

Next Week

Lord. I'm so happy that this week is almost over. It was the last week of my Spring term at Rosemont and second to last at CCP. Next week I will officially be done at CCP (Hopefully with Honors)!!!! And I will be a student at Rosemont exclusively. I hope that God keeps blessing me the way that he has. In the last few months financially I was set back due to reasons beyond my own capacity, but I was able to facilitate them, though it hurt my goal to have my first property by the end of the summer. Hopefully God has something coming which may help offset that issue and keep me in line.

I also plan to stalk this school till they admit my dear son in because they put me through the application process and made me pay all this money, and yet they tell me he has not spot! Very upset.
Besides that, I'm trying to make Jahair hold off on a new bed, because we may be moving if I can find some extra cash before July. If not I think that I will wait till after December when I graduate to continue search, but hopefully we can have our very first Christmas in our own house!

Hair Update

Well, I haven't had a Carmel treatment in months, due to the braids I just took out. Its in okay shape, but it shrivels up every night and I have to take a fat tooth comb to it. I recently found out one of my train friends daughter is a former Etae professional, so she will be coming to my home when she gets a chance to do my hair.
Last week I attempted to put the preserve in and blow it dry. It came out okay enough to put a headband on to hide the new growth dry look and have a thick curls in the back. It looked nice, and I received compliments, but I still wasn't satisfied with how my new growth wont be tamed.
I hadn't washed it this week, and I just put it in a pony tail. It looks nice, so I have been told, but again I can see the difference between the pony tail and my hair, and by the time the day is out, I look like a juvenile with my hair coming out from all areas. So I implemented the headband and pony tail. It looks very nice, especially with big earrings to distract attention away from the new growth being held in position by the headband.

Lord knows, I hope she can fit me in by next week so I can wear my hair down for a little while!

Easy 'A'...I think not!

When I first spoke to a fellow coworker about the college, I was afraid that it was an Easy A school. When I spoke to others in the courses I have at the Philadelphia Site, I was told that it is very demanding and that they can only do two courses the max at a time to facilitate their time constraints. For the past five months I have taken 4 courses at CCP (Jan thru May) and Five at Rosemont( 1, 2, 2 in five week intervals) with no problem, averaging in the Spring term a 4.0. When I spoke to another student, she said that one teacher gave her a D and another practically failed her. So therefore they give more than A's out!

So initially thought, maybe its just me? After speaking to two teachers, I have found out that it is just me. She stated that my papers are very well written and she can tell that I am graduating soon due to the content and quality of my work.

Yes, I turned Beet red even though she sent it in an email. LOL.

I also found out that it's a very good Management curriculum because I was researching WCU.edu about their graduate Project Management Degree, and wanted to know more about becoming certified as a PMP through PMI. When I went to PMI.org and read some of their sample questions for the certification test, damned if they didn't have some of the context which I learned in my Management 0461 class this term.

So all in all, it may be an easier college for some, but it does give you the information you need to become a professional. It's just how you apply it.

Taxes = Broke

I got my taxes back today, and I am already brok as of Monday. I paid off all of My damn CC's and I have to wait until about May to have accumulated enough savings to even try for a house. And plus I can add to that savings the IRS Tax rebate which will definatley help out with inspection costs. I had definatley went overboad with Christmas and helpign out with bills. I guess it was a sacrifice that was worth it, but I definatley want to get outta my folks house. Not just because of the issues, but because I am in need of independence. I feel like I cant even raise my son because of contradicting forces, and that I am not my own person.

So hopefully I will get my first investment property this year, God willing!

One class down, 16 more to go!

Well today, I finally got my grades back. I found out that Rosemont Accelerated course due date for grades are one week after the term has concluded. So it was essentially due back the Thursday after the term officially ended by midnight.

With all that being said, my teach is an amazing woman. Not only did she get my grade in on time, but she did it with a broken wrist needing impending surgery.

This term I received my first A at Rosemont College. I am so happy! 16 more courses to go. SO I am at CCP with four 15week courses, while two courses at Rosemont for 5 weeks. That's 6 Classes!!!! But I'm not tired, I'm a good multi tasker! But the one thing is that since none of the classes are Math oriented, its boring cause of all the essays. Which is depressing.

This is going to be the norm until May when I grad CCP, then I will take two classes every five weeks at Rosemont. Giving ma an ETA of January Graduation if I get enough grants!!! If I cant afford to finish by Jan, then I will by Next May, cause my job pays essentially 4 courses less $300 per year, so I can take the last four in the Spring if I have to.

I filled out for a few scholarships this week, hopefully I will get a few. I also filled out some for my son, yeah who knew they had scholarships for Kindergarten, and some for my LIL bro going to HS.

My son has the issue where, his school has enrolled him at the local kindergarten, which is where I went when I was young as well as my sister and brother. This school is horrible and dangerous. So I am trying to get him transferred to his current school for K and as a backup I have applied for him to go to the private school down the street from my job.

So I hope to have him enrolled in both schools, so come September, I have a choice.

Grade and Impatience

I know I have a patience problem, but man I feel like Im not asking too much for my teacher to have the grades in on time, especially in an accelerated course with only 8 students. Why ask us to write so many essays if yo cant grade them in time. Then when I do the next assignment, I have no grade or quality to base my next paper on to ensure my success.

Now, the teacher at Rosemont, she has a good reason, she injured herself and may need surgery. She fractured her wrsit. But when I fractured my hand, I still made it to work and completed all my reports. So in turn you would think she would be spending more time at home resting and reading essays? Maybe this is the norm for this college. I just hate having to produce ontime assignments andn never see the grade till the term is over. I mean what am I paying for an easy A? And if so I need to know because I will put less effort into the assignment submissions.

Man am I impatient, but this is my first class at this college, with 5 week accelerated courses, and Im in week four after at least 8 pages of essay a week with forums as well, and have only recieved on essay grade. I knwo the situation is crazy because of the instructors physical challenge, and she's in my prayers, but man....I need some grades!

Pet Peeves

One of my greatest pet-peeves is when a close friend or associate asks me to give them free information which I make my side money off of. For instance, when people ask me the best way to fix their credit. People get paid tons of money to do this. Right now I have people who pay me to hold their hands through the processes even though they are doing it themselves. Why should I spend hours with you fixing somehting for free when others give me a small thanks ($20-50) every once and a while.
Then you have my friends who I usally do their taxes for them. You can do your own taxes for free now. But usually it means that there are no hints and tips on the website to help you along unless you choose the next package which isnt free. So you email me, tell me you cant afford $50 for me to process both your state and federal taxes. They charge you $20 for the help plus since you cant afford an upfront fee they charge you an extra $29.95 to pay for it with your refund and thats just Federal. But you want me to tell you were all my programs are, how to register, how to login, how to do box 1-17, if you qualify for this and that, medical deductions and all this BS....basically you want me to hold your hand through the process for free, and waist my time when you should have just paid me and got it done in 20 minutes instead of 20 days. And then be mad cause you only got like $500 back. OOOOHHH specially the ones with no children and are upset cause I get a nice refund due to my son.
And the worst was when a friend asked me to show them how to make a website for free, which was going to generate money for them. And I not get a cut. yet I make websites and get $1,500 per site as a profession on the side. So you wanted all my secrets, then wound up paying someone else even more money for s shittie site.

Sorry for the rant, but man that shyt pisses me off!

TAX TIME!!!

Oh yeah! I did my taxes two days ago. Im happy that its done and over with, because I do so many other peoples taxes, that I sometimes never get to mines. Anyway, I did my first return client today. This year Im only charging $50 fee to do PA state and federal taxes, though my clients may have an addition fee added due to the efiling. Efiling can be free or at low cost in PA.

My taxes this year goes all to my dad and my CC's. I will not see one red penny, but Im happy. For once Im on time, have a nice savings and can afford to still look for the first property come this june!

Here is a little something in case you're like me and need to knwo exactly when you are going to get your return.

http://www.irs.gov/pub/irs-pdf/p2043.pdf

Also be on the lookout for Bush's rebate coming in June!

Etae Product Update

Here's my natural hair update. This time I went to the shop, and I brought the Aloe condtioner. I went home, washed my hair with the Creme of Nature Ultra Mositurrizer and then Put in the Aloe conditioner. I left it on for 30 minutes, rinsed, maxi glided and put a little watershine on.

It's Official

I took on two new things this year so far...

As of Monday, I am officially a student of Rosemont College, int he Management degree track.

As of today, I have taken the first step in my Invisalign treatment. I went to Dr. Farrows office for my initial treatment. I was quoted around $5k for 12 months of invisalign. I am so stoked! I have to put down 1k deposit, and pay about $190 a month. My insurance picked up 2k of the price. The difference between the braces and invisalign for me was 6 months longer for braces, less $600. So I went on ahead for invisalign. Since I opted for the records to be taken today, I put $300 down on my deposit, and can put the rest on the deposit the two visits before I actually start the treatment.

The office was great, I love the employees there and the Dr was nice as usual. He now practices downtown as well as Mt Airy, so now I can go to my visits downtown during lunch. Later tonight I will upload the pics of what my teeth look like now. Before anyone says anything, I had just eaten and didnt htink to brush. Most people dont notice it, but I have stains on my teeth from the braces I had when I was a child.



I'm so happy!!!

You can see my progress on my invisalign experience blog Z's New Grill

Praise God and His plan!

I think that one thing that I have learned from these last four years is that you have to stay focused and know what you are striving for and that its what you want. In my first years of college, I was going with taboo and where the money was. I had no outlook, on what career I wanted or where I was going. After I had my son, I totally went blank. Thank God I had a good job, and was able to bounce back from the failing relationships I was in. I was really stagnant for two years and had no outlook. When I finally was laid off, I had the moment to get back on track with a plan. I was blessed to have the time to send my son to school and help him adjust. When I finally got back in the workforce, I sat myself down and drew plans. I keep 3x5 cards with short term and long term goals, and I have been watching them happen.

Accepted!!!

Wooohooooo!!! I got accepted. She called my parents house, and told my dad to call them. My admissions officer said I was accepted!!! So she has to register me for my first class this January! Im so blessed this year! Thank You God Thank You GOD!

Rosemont update.

Well last night I recieved some info about getting accepted. It's not official yet, but I did recieve my Official audit. I am not sure how often people get those and are turned down. I already brought the books for the first class, and I guess I can always return for a refund because they are brand new. Im praying for the best possible turnout. I am amped about finishing my first degree even if its an AA, because I am in dire need of some accomplishments to fuel my fire!

Besides that, Im at a loss because I found out the shop I was going to is closing. I need to go and buy an ample amount of their product before they close so I can be prepared for the break between beauty shops.

Latley I have been thinking about Invisalign, Lasek and mortgage hunting. Hopefully in 2010 I will have some money aside for investments since I will be out of school. If I do well I may go for a masters degree, slowly though.

1st in '08

So, its my first post in 2008. Well Im the way I usually am. Antsy for school to start again on the 14th. Im supposed to be double dosing with 4 classes at CCP and 1 class at Rosemont. Everything should work out. I was told that I was going to be accepted and rushed into the Jan, term, but I have yet to recieve the official acceptence letter. I wont hound my admissions recuirter until Thursday. I think that CCP took too long getting my transcripts out.

Besides that I am chill, waiting for some turnarounds in May!

Still doing the credit score thing.